In my childhood days saving the pocket money was a fun, so that i could enjoy with it later. Those were
the childhood desires i want to full fill with that money. I remember buying little toy cars and spending my
saved money in festivals or buying some accessories for my dearest bicycle. As we grow our desires and
needs keep changing with time. Just One thing remains Constant – The Money.
It’s obvious to all that the money is the essentials for success. Poverty, alone is sufficient to kill off
ambition, destroy self-confidence and destroy hope. The burden of debt can kill you mentally and
The greatest thing in life is Freedom. There can be no real freedom without a reasonable degree of
The only hope of escape from this life long toil which curtails freedom is to form the habit of saving
money and then live up to that habit, no matter how much sacrifice it may require.
Remember this simple fact, if you are saving money now, it will save, help and serve you, whenever you
need it to. The Habit of saving money will make you lucky every time.
But the biggest question in the minds of those who do not save or don’t like to save is:”How can i do it”.
In these times for all of us, saving money is difficult, while spending in an undisciplined way is gratifying.
The saving of money is solely a matter of habit. Through the law of habit, through repetition, any act
indulged in a few times becomes a habit.
Steps you can take to form this essential Habit
Build an emergency fund and keep growing it.
Save something every time no matter how small.
Spend less then you make, after your expenses and income, your goals are likely to have the biggest impact on how you allocate your savings.
Deposit money in your saving account regularly and its easy these days with the help of internet banking.
One of the best ways to save money is to set a goal. Start by thinking of what you might want to save for. Then figure out how much money you’ll need and how long it might take you to save it.
Make a budget, your budget should outline how your expenses measure up to your income.
Review your budget and check your progress every month. Not only will this help you stick to your personal savings plan, but it also helps you identify and fix problems quickly.
Hope you understand the power and value of money.”Just value it man”. You will never be out of luck.
Thanks for reading